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$225
Diagnostic Assessment
(Initial "Intake" Session)
50-Minute Session
$175
self-pay fees
Extended sessions and half-day intensives are also available for focused trauma processing. Learn more below.
PAYMENTS & INSURANCE
I accept payment from Health Savings/Flexible Spending Accounts and all major credit/debit cards.
I am In-Network with all United (UHC/Optum) insurance plans.
If you have another insurance, you may be able to get reimbursed a portion of your session costs if you have Out-of-Network benefits. I can provide a monthly Superbill for you to submit to your insurance, but I cannot guarantee reimbursement. Learn more about how to understand mental health coverage and OON benefits here.
*Note: Extended sessions/intensives cannot be billed to or re-imbursed by insurance.
FREQUENTLY ASKED QUESTIONS
about fees and Billing
I am “in-network” (INN) only with Optum (United) insurance - see below for a list of specific plans. I use a 3rd party billing service called Alma to file insurance claims and collect payment. Alma will provide initial verification of your insurance coverage and estimated out-of-pocket costs; however, ultimately you are responsible for your session cost. If insurance denies your claims for any reason, you will be responsible for paying my full self-pay rate of $175 per session. Therefore, I highly recommend you contact your insurance directly to verify your behavioral health benefits, including your deductible/co-payment/co-insurance, before your first session.
If you have any other insurance, then I am not able to bill your insurance for your sessions, and you are responsible for paying the full session fee at the beginning of each session.
I am also not a contracted “out-of-network” (OON) provider with any insurance company. I can still provide you with a “Superbill” (a special kind of receipt) for the payments you’ve made for your sessions if you wish. You may submit Superbills to your insurance to request to be reimbursed based on your OON benefits, but I cannot guarantee reimbursement.
Therefore, if a client elects to request Superbills for their sessions, the client agrees that it is their responsibility to contact their insurance to check their mental health coverage and find out what they need to do in order to request reimbursement. The client further agrees that even if they verify their OON benefits, their insurance company could still reject the claims they have submitted for reimbursement. If the client’s insurance rejects their claims for any reason, no refunds will be issued by the therapist, and the client will need to reach out to their insurance if they wish to appeal the decision. The therapist does not engage with insurance in any way and therefore cannot assist with the appeal process beyond providing a corrected Superbill if there was an error, or providing the client with any records they request.
I am “in-network” (INN) with the following Optum (United) insurance plans:
I am NOT “in-network” (INN) with the following Optum (United) insurance plans:
- All Savers
- Health Plans Inc.
- Mass General Brigham Health Plan
- Medica
- NYC Employees PPO Plan
- Oscar
- Oxford
- Surest (formerly Bind)
- UnitedHealthcare (UHC)
- UHC Shared Services (UHSS)
- UHC Global
- UHC Student Resources
- UMR
- Select Health (UHSS)
I am NOT “in-network” (INN) with the following Optum (United) insurance plans:
- Health Plans of Nevada
- Cenpatico
- Sierra Health and Life
- Arizona Complete Health
- Optum Medicare or Medicaid plans
If you have Optum/United insurance and want to bill your insurance for your sessions, then unfortunately the answer is no. Insurance will only cover sessions that are a "clinical hour."
If you are self-pay or wish to opt out of using your Optum/United insurance benefits, then yes. I offer extended sessions as well as half-day intensives that can be scheduled outside of my typical availability.
Now, if you’re good at math (or used a calculator) you may have spotted that the cost per minute goes down a little for the 75 and 100 minute sessions, but is higher for the intensive. I promise I’m not trying to be sneaky, so here is a fully transparent explanation of why I intentionally priced my sessions the way I did.
Slightly longer sessions have the benefit of being more efficient for you in making progress more quickly, but without requiring more from me in preparation or stamina. On the other hand, an intensive does require a significant increase in preparation beforehand as well as being demanding enough that I intentionally do not schedule any other sessions on the days I book an intensive. But the advantage and ultimate savings for you is significant - in the same amount of time as four 50-minute sessions and slightly less than the cost of five sessions, clients tend to make as much progress in a half-day intensive as it might take for them to make in 2 months or more of weekly therapy.
If you are self-pay or wish to opt out of using your Optum/United insurance benefits, then yes. I offer extended sessions as well as half-day intensives that can be scheduled outside of my typical availability.
- 75-Minute Sessions are $260
- 100-Minute Sessions are $340
- A Half-Day (3.5 hour) Intensive is $825
Now, if you’re good at math (or used a calculator) you may have spotted that the cost per minute goes down a little for the 75 and 100 minute sessions, but is higher for the intensive. I promise I’m not trying to be sneaky, so here is a fully transparent explanation of why I intentionally priced my sessions the way I did.
Slightly longer sessions have the benefit of being more efficient for you in making progress more quickly, but without requiring more from me in preparation or stamina. On the other hand, an intensive does require a significant increase in preparation beforehand as well as being demanding enough that I intentionally do not schedule any other sessions on the days I book an intensive. But the advantage and ultimate savings for you is significant - in the same amount of time as four 50-minute sessions and slightly less than the cost of five sessions, clients tend to make as much progress in a half-day intensive as it might take for them to make in 2 months or more of weekly therapy.
Sort of. While the full fee is due at the time of your intensive, the cost is split into two payments: a 50% non-refundable (but transferable) deposit is due in order to schedule your half-day session, and the remaining 50% is due on the day of your intensive.
The full session fee is due at the start of each session. If your card is declined, we can still meet but I will not be able to schedule you for any future sessions until the balance is paid.
Yes! Psychotherapy services are considered an eligible medical expense according to the IRS - however, different employers or card issuers may be more limited in the services that are considered eligible expenses for a particular HSA or FSA account.
Therefore, if a client wishes to pay for their therapy with a card linked to a HSA/FSA account, it is the client’s responsibility to carefully check the terms of their specific account to determine if psychotherapy would be considered an eligible expense, and/or if the receipt for services needs to contain specific information to be considered eligible. The therapist is not liable if the client knowingly or unknowingly pays for ineligible expenses with their HSA/FSA account.
Yes, since I only meet with clients virtually, I do not accept payment via cash or check. Within my electronic health record system, SimplePractice, I use an established payment processor called Square that accepts credit cards, debit cards, prepaid cards, HSA cards, and FSA cards.
Yes, all clients are required to keep a current payment card on file so that I can charge your payment method at the start of your session. After I accept you as a client, I will send you the link to fill out a credit card authorization form through your secure SimplePractice client portal. Both SimplePractice and Square are HIPAA-compliant and Square practices payment industry security standards of encryption. If you wish to pay for your session with a different card than the one you have on file, please notify me prior to your session.
If you choose to have a HSA or FSA card as your default method of payment, and it is declined at any time for insufficient funds, you will be required to keep a back-up card on file going forward (even if more funds are added to your account).
Yes. I know that life happens, and so I offer two ways to waive the fee.
First, if you cancel with less than 24 hours’ notice but are able to reschedule your appointment within the same week (i.e. to sometime before your next scheduled appointment and without canceling that appointment), then I will charge your card for the missed session and apply the payment to your rescheduled session. Note that even if you are committed to re-scheduling, I cannot guarantee that I will have availability and will not be able to waive the fee if I do not have any spots available to reschedule.
Second, I give clients one “freebie” every 12 months. If you cancel with less than 24 hours’ notice (and are not able to reschedule) or do not show for your appointment, and this is your first late-cancellation or no-show, then I will offer you the choice to use your freebie now or to save it for the future. I will charge your card for the missed session, and if you elected to use your freebie, then I will waive the fee and apply the payment to your next scheduled session. Once you have used your freebie, any future late cancellations that cannot be rescheduled or no-shows will be charged the full session fee with very limited exceptions.
Due to the flexibility that telehealth offers and In order to not allow any of my conscious or unconscious biases to favor waving the fee for certain clients or circumstances and not others, I will only waive the fee beyond the initial freebie under the following circumstances: 1) you are in the emergency room for yourself or a family member/member of your household, 2) you are in a serious automobile accident, 3) you are in a situation that involves law enforcement or incarceration, or 4) you or a family member/member of your household has died.
To avoid missing your appointments, you can elect to receive appointment reminders.
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
• You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
• Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
• If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
• Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises
No, unfortunately pre-payment goes against my code of ethics as a therapist. My standard is to only charge your card at the start of each session, or in accordance with my late-cancellation/no-show policy. If you wish to pay in advance, you can only pre-pay for one scheduled session at a time.
Yes, if someone has agreed to cover or partially cover the costs of your therapy, my recommendation is to pay for your services yourself and then have the person pay you.
However, if you or the person/entity paying for your services wants to pay me directly, then you will need to fill out an authorization for disclosure and release of information that is specific to third party payors. The person or entity paying for your services will need to complete a third party payor agreement and provide a valid photo ID. The financially responsible party will need to keep a valid, current card on file, no exceptions. If this is your situation, please let me know and I will provide you with the necessary forms.
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